Best Instant Personal Loan Apps in India 2023


App Name Rating Downloads App Url Highlight Tentures Annual Percentage Rate
Bajaj Finserv: UPI, Pay, Loans 4.5⭐ 50M+ Playstore link ✔️Bajaj Finserv simplifies all your financial needs. Manage payments and financial relations with a few taps.

✔️Apply for loans, cards, EMI’s and more with ease.

✔️ Enjoy convenience and security with online bill payments, mobile recharges and insurance purchases.✔️Make the most of your money with fixed deposits, investments and shopping offers.

12 to 84 months 12% to 34%
CASHe Personal Loan App 4.3⭐ 10M+ Playstore link ✔️Get instant access to personal loans starting from Rs 1,000 to Rs 4,00,000 with CASHe.

✔️Enjoy a smart and intuitive user experience that is hassle-free and secure.

✔️Get the money transferred to your bank account instantly with no hidden charges or fees.

3 to 18 months 30.42%
Fibe: Personal Loan Online App 4.4⭐ 10M+ Playstore link ✔️Get the money you need, when you need it. Our Instant Personal Loan offers a hassle-free experience with minimal paperwork and quick approval.

✔️Check your eligibility within the app and get instant approval in no time.

✔️Get access to funds without having to wait for days or weeks.

3 to 24 months 28.58%
PayMe: Quick Personal loan app 3.9⭐ 5M+ Playstore link ✔️Get instant access to loans of up to Rs. 2 Lakh with a simple online application.

✔️Enjoy flexible repayment options from 3 months to 24 months.

✔️Low processing fees of up to 10% plus applicable taxes make it an affordable option for everyone.

12 to 60 Months from 11.99%
Instant Approval Personal Loan Indialends 4.0⭐ 5M+ Playstore link ✔️Get access to a wide range of credit products from leading banks and NBFCs.✔️Get your free credit report and make informed decisions about your finances.✔️Enjoy instant personal loans with minimal paperwork and hassle-free processing. 6 to 60 months 10.25% to 25%
Instant Personal Loan App Finnable 4.5⭐ 1M+ Playstore link ✔️Get instant access to personal loans with Finnable. Our fast-growing app is designed for salaried professionals, and is available in more than 60 cities.

✔️Licensed by the RBI, our mission is to make personal loans available in less than 30 minutes.✔️Avail online personal loans with ease and convenience – no paperwork or long waiting times!

6 to 60 months 21.97% to 27.6%
KreditBee: Quick Personal Loan 4.5⭐ 10M+ Playstore link ✔️Get quick, hassle-free access to your funds with KreditBee’s online personal loan platform.

✔️With loans ranging from ₹1,000 to ₹4,00,000 and interest rates starting at 0%, you can get the money you need in just 10 minutes..

✔️Choose a tenure that suits you the best and enjoy affordable APR rates up to 70%. Enjoy a seamless experience anytime, anywhere – no matter if you are salaried or self-employed.

62 days to 24 months 0 to 70%
Money View: Personal Loan App 4.7⭐ 10M+ Playstore link ✔️Get instant access to personal loans ranging from ₹10,000 to ₹5,00,000 with just a few clicks.

✔️Enjoy competitive Annual Interest Rates (APR) starting from 16% to 39%.

✔️Flexible EMI repayment plans available for your convenience. Choose the one that fits your budget best!

3 months to 5 years 16% to 39%
MoneyTap 4.0⭐ 10M+ Playstore link ✔️MoneyTap’s Instant Credit Line provides access to up to ₹ 5 Lakhs of credit, with interest rates as low as 12%. Withdraw only what you need and pay interest only for that amount.

✔️Eligibility is limited to salaried employees with a minimum salary of ₹30,000 per month. Get access to the same features and services offered by Indian banks without having to go through the hassle of paperwork or long processing times.

✔️With MoneyTap, you can get an Instant Credit Line and Personal Loan App in India.

3 to 36 months 12% to 36%
mPokket: Instant Loan App 4.4⭐ 10M+ Playstore link ✔️ Get instant personal loans starting from ₹500 up to ₹30,000 in just a few minutes with mPokket!

✔️mPokket is India’s most trusted loan app, with over 1.5 crore users.

✔️ Download mPokket now and get approved for your loan in no time!

61 days to 120 days 24 %
PaySense: Personal Loan App 3.4⭐ 10M+ Playstore link ✔️Get instant access to funds in the most secure and convenient way ever. No paperwork or hassles.

✔️Flexible repayment options with EMI options and zero collaterals, plus affordable interest rates to suit your budget.

✔️Enjoy loan amounts up to ₹5,00,000 with an Annual Percentage Rate (APR) of 16%-36%.

3 and 60 months 16% to 36%
Personal Loan App – RapidRupee 4.2⭐ 1M+ Playstore link ✔️With RapidRupee, you can get an instant loan anytime, anywhere in India.

✔️loans are available with a term of 61-365 days and come with an interest rate of 12% per annum (1% per month) plus processing fees starting from just ₹ 349.

✔️No hidden costs or membership fees. Get approved for a loan in just 30 minutes – yes, we are 24/7!

12 months 12%