Best Instant Personal Loan Apps in India 2023
| App Name | Rating | Downloads | App Url | Highlight | Tentures | Annual Percentage Rate |
| Bajaj Finserv: UPI, Pay, Loans | 4.5⭐ | 50M+ | Playstore link | ✔️Bajaj Finserv simplifies all your financial needs. Manage payments and financial relations with a few taps.
✔️Apply for loans, cards, EMI’s and more with ease. ✔️ Enjoy convenience and security with online bill payments, mobile recharges and insurance purchases.✔️Make the most of your money with fixed deposits, investments and shopping offers. |
12 to 84 months | 12% to 34% |
| CASHe Personal Loan App | 4.3⭐ | 10M+ | Playstore link | ✔️Get instant access to personal loans starting from Rs 1,000 to Rs 4,00,000 with CASHe.
✔️Enjoy a smart and intuitive user experience that is hassle-free and secure. ✔️Get the money transferred to your bank account instantly with no hidden charges or fees. |
3 to 18 months | 30.42% |
| Fibe: Personal Loan Online App | 4.4⭐ | 10M+ | Playstore link | ✔️Get the money you need, when you need it. Our Instant Personal Loan offers a hassle-free experience with minimal paperwork and quick approval.
✔️Check your eligibility within the app and get instant approval in no time. ✔️Get access to funds without having to wait for days or weeks. |
3 to 24 months | 28.58% |
| PayMe: Quick Personal loan app | 3.9⭐ | 5M+ | Playstore link | ✔️Get instant access to loans of up to Rs. 2 Lakh with a simple online application.
✔️Enjoy flexible repayment options from 3 months to 24 months. ✔️Low processing fees of up to 10% plus applicable taxes make it an affordable option for everyone. |
12 to 60 Months | from 11.99% |
| Instant Approval Personal Loan Indialends | 4.0⭐ | 5M+ | Playstore link | ✔️Get access to a wide range of credit products from leading banks and NBFCs.✔️Get your free credit report and make informed decisions about your finances.✔️Enjoy instant personal loans with minimal paperwork and hassle-free processing. | 6 to 60 months | 10.25% to 25% |
| Instant Personal Loan App Finnable | 4.5⭐ | 1M+ | Playstore link | ✔️Get instant access to personal loans with Finnable. Our fast-growing app is designed for salaried professionals, and is available in more than 60 cities.
✔️Licensed by the RBI, our mission is to make personal loans available in less than 30 minutes.✔️Avail online personal loans with ease and convenience – no paperwork or long waiting times! |
6 to 60 months | 21.97% to 27.6% |
| KreditBee: Quick Personal Loan | 4.5⭐ | 10M+ | Playstore link | ✔️Get quick, hassle-free access to your funds with KreditBee’s online personal loan platform.
✔️With loans ranging from ₹1,000 to ₹4,00,000 and interest rates starting at 0%, you can get the money you need in just 10 minutes.. ✔️Choose a tenure that suits you the best and enjoy affordable APR rates up to 70%. Enjoy a seamless experience anytime, anywhere – no matter if you are salaried or self-employed. |
62 days to 24 months | 0 to 70% |
| Money View: Personal Loan App | 4.7⭐ | 10M+ | Playstore link | ✔️Get instant access to personal loans ranging from ₹10,000 to ₹5,00,000 with just a few clicks.
✔️Enjoy competitive Annual Interest Rates (APR) starting from 16% to 39%. ✔️Flexible EMI repayment plans available for your convenience. Choose the one that fits your budget best! |
3 months to 5 years | 16% to 39% |
| MoneyTap | 4.0⭐ | 10M+ | Playstore link | ✔️MoneyTap’s Instant Credit Line provides access to up to ₹ 5 Lakhs of credit, with interest rates as low as 12%. Withdraw only what you need and pay interest only for that amount.
✔️Eligibility is limited to salaried employees with a minimum salary of ₹30,000 per month. Get access to the same features and services offered by Indian banks without having to go through the hassle of paperwork or long processing times. ✔️With MoneyTap, you can get an Instant Credit Line and Personal Loan App in India. |
3 to 36 months | 12% to 36% |
| mPokket: Instant Loan App | 4.4⭐ | 10M+ | Playstore link | ✔️ Get instant personal loans starting from ₹500 up to ₹30,000 in just a few minutes with mPokket!
✔️mPokket is India’s most trusted loan app, with over 1.5 crore users. ✔️ Download mPokket now and get approved for your loan in no time! |
61 days to 120 days | 24 % |
| PaySense: Personal Loan App | 3.4⭐ | 10M+ | Playstore link | ✔️Get instant access to funds in the most secure and convenient way ever. No paperwork or hassles.
✔️Flexible repayment options with EMI options and zero collaterals, plus affordable interest rates to suit your budget. ✔️Enjoy loan amounts up to ₹5,00,000 with an Annual Percentage Rate (APR) of 16%-36%. |
3 and 60 months | 16% to 36% |
| Personal Loan App – RapidRupee | 4.2⭐ | 1M+ | Playstore link | ✔️With RapidRupee, you can get an instant loan anytime, anywhere in India.
✔️loans are available with a term of 61-365 days and come with an interest rate of 12% per annum (1% per month) plus processing fees starting from just ₹ 349. ✔️No hidden costs or membership fees. Get approved for a loan in just 30 minutes – yes, we are 24/7! |
12 months | 12% |